Your newlywed insurance checklist

Whether you just got married or are gearing up for the big day, it's time to think about an important step in building your life together: making sure you and your spouse are properly protected. Insurance might not be the most romantic topic, but having coverage for your belongings in place is one of the best gifts you can give each other. Here's a helpful insurance checklist to help you get started on the right foot.

1. Combine your auto insurance policies

If you and your spouse each had your own auto insurance policy before getting married, now is a great time to combine them. Bundling your vehicle coverages can help save you money and simplify billing.

2. Review your home or renters insurance

Whether you're moving into your first home together or renting an apartment, making sure your shared space is protected is a must.

• Renting together? A renters insurance policy can protect your combined belongings from theft, fire and other unexpected events. It's often more affordable than people think, and East Street Insurance makes it easy to get covered quickly.
• Buying a home? Homeowners insurance is typically required by your mortgage lender, but beyond that, it gives you peace of mind knowing one of your largest assets is protected.

Review your current coverage to make sure it reflects your new living situation, the combined value of your belongings and any new items you may have received as wedding gifts.

3. Take advantage of bundling discounts

One of the biggest perks of combining your insurance as a couple is the opportunity to bundle and save. East Street Insurance offers bundling options that can help you get a lower rate when you combine your auto and renters insurance, or your auto and home insurance together. It's a simple way to save.

4. Take inventory of your combined belongings

Before you finalize your home or renters insurance policy, take the time to create a home inventory of your combined possessions. This includes:

• Electronics and appliances
• Furniture
• Jewelry and valuables
• Wedding gifts
• Clothing and personal items

Having a documented inventory can make the claims process much smoother if something unexpected ever happens. Plus, some items have policy maximums, so you may want to consider adding optional endorsements.

5. Update your personal information

Getting married often means a name change, a new address, or both. Make sure to update your insurance policies with:

• Your new legal name (if applicable)
• Your new address (if applicable)
• Your spouse as an additional insured or listed driver
• Updated beneficiary information

Keeping your information current can help ensure there are no surprises should you need to file a claim.

6. Know how to file a claim

Life is unpredictable, and knowing how to file a claim before you ever need to can save you a lot of stress. East Street Insurance offers a transparent and straightforward claims process for auto, home and renters insurance.

7. Talk to an expert

Insurance doesn't have to be confusing, especially with the right team in your corner. East Street Insurance is ready to help you navigate your options as a newly married couple. Whether you call or click, you'll get clear, honest guidance from licensed experts.

Contact our support team or give us a call at 833-327-8787.

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