Affordable coverage for life’s big what-ifs.

What if this happens to you?

It only takes one bad day.

• Your swing set breaks while your child’s friend is mid-air, and suddenly you’re facing a lawsuit.
• You’re found at fault in a crash where multiple people are injured, and the medical bills pile up fast.
• Your usually friendly dog bites a house guest, and they decide to sue for damages.
• Your teenager posts something online that leads to a defamation lawsuit against your family.

Why is umbrella insurance important?

When your regular policy isn’t enough.

Your standard policies cover a lot. But in a worst-case scenario, like a serious accident or liability lawsuit, those limits might not be enough to protect your savings, your home or your future earnings. An umbrella policy adds an extra layer of coverage above and beyond your standard limits. So if the unthinkable happens and you're facing a major lawsuit, you've got backup that can make all the difference.

How much does umbrella insurance cost in Ohio?

More protection than you think, for less than you'd expect.

Additional coverage for your policies doesn’t have to be expensive. A typical umbrella policy starts around $15 per month. Need more coverage? We offer different levels of protection to fit your needs.