East Street Insurance Discounts
Start saving money on your insurance policies today!
All Discounts
- Paperless Discount
- Full Payment Discount
- DriveTrend® Discount
- Driver Education Discount
- Protective System Discount
- Impact Resistant Roof Discount
- Accident Free Discount
- New Business Discount
- Anti-Lock Braking and Passive Restraint Safety Equipment Discounts
- Youthful Driver Discount
- Multi-Car Discount
- Multi-Line Discounts
- Top Scholar Discount
- Mature Driver Rates
- Agribusiness Discount
- Loyalty Discount
- Claims Experience Discount
- The Peril Protection System – Water
- The Peril Protection System – Water Back up and Sump Overflow
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Paperless Discount
Sign up for paperless policy documents online and you will receive a 5% discount on your qualifying auto, home and dwelling insurance policies. -
Full Payment Discount
Receive a 5% discount on eligible auto, home, and farm coverages by paying your premium in full prior to the policy term. If you pay your premium in installments, consider paying all at once to save money on your insurance premium.*
*This discount does not apply to mortgagee billed policies and will not reduce the farm policy premium below the minimum premium.
-
DriveTrend® Discount
Receive up to a 10%* discount on qualifying auto insurance policies by participating in DriveTrend®, the telematics mobile solution from East Street Insurance. The DriveTrend® mobile application provides information and feedback based on your driving habits. Learn more about DriveTrend App and available discounts.
* Limitations and restrictions apply;
-
Driver Education Discount
For eligible vehicle types, we offer a Driver Education Discount for drivers up to age 21 who complete a state-approved driver education course. If a young driver on your policy has completed a state-approved driver education course and provides signed evidence of successful course completion, he or she may be eligible for a 15% discount which applies to most coverage under that policy. -
Protective System Discount
Protect your home with the following and save: smoke alarm, burglar & fire alarms, dead-bolt locks and fire extinguishers. -
Impact Resistant Roof Discount
Use of certain impact resistant roofing products may qualify you for policy premium discounts. Properties with roof surfaces meeting Underwriters' Laboratories (UL) Class 3 or Class 4 testing Standard 2218, Impact Standard for Impact Resistance of prepared roof covering materials, are eligible for a policy premium discount. Contact your agent if you are installing an impact resistant roof for more information on how you can certify your eligibility for this new discount. -
Accident Free Discount
Depending on the number of years your auto policy has been continuously insured with us, you may be eligible for a discount of up to 30%. This discount also enables you to earn accident forgiveness protection. -
New Business Discount
If your auto has been continuously insured with us less than three years and written in Tier 1, you may be eligible for a discount of 20%. -
Anti-Lock Braking and Passive Restraint Safety Equipment Discounts
Vehicle safety discounts are available for eligible vehicles and automatically apply based on the vehicle's VIN. -
Youthful Driver Discount
Auto policies with young drivers age 16-24 may be eligible for discounts to reward safe driving. The Youthful Driver Discount Enrollment form must be completed and signed to be considered for eligibility.
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Multi-Car Discount
If you have two cars in your family you can save money by insuring both cars with East Street Insurance. If you have three or more cars, you can save even more. -
Multi-Line Discounts
If East Street Insurance insures both your auto and your home, you can save 18% on your auto and 20% on your home policy premiums. If we insure both your auto and motorcycle, along with your home, you can save 18% on your motorcycle premium. -
Top Scholar Discount
Youthful drivers who attain at least 2.95 cumulative grade point average (GPA) on a 4.0 scale (or its equivalent) in school may also qualify for a valuable discount. -
Mature Driver Rates
If you are 45 years of age or older, lower rates may be available to you. -
Agribusiness Discount
A 10% Agribusiness Discount on auto insurance premiums is available to employees of qualifying companies. See the list of qualifying companies here. -
Loyalty Discount
If you have had an in force Homeowners or Dwelling Policy with us for a minimum of one year, you could qualify to earn a Loyalty Discount. Then, the longer you have your continuously in force policy with us, the more your potential discounts can continue to grow. -
Claims Experience Discount
If you have not had any recent claims, you could earn a Claims Experience Discount. The longer you continuously keep an in force Homeowners or Dwelling Policy with us and the fewer claims you have, the lower your rates could be. -
The Peril Protection System – Water
Receive a 5% discount on your dwellings and personal property premiums if you have a water leak detection system which meets certain eligibility qualifications. These qualifications include water sensors attached to a data network which is monitored and verified on a continuous basis, connected to a call center and we can verify the system is active in your home or farm residence.
-
The Peril Protection System – Water Back up and Sump Overflow
Receive a 20% discount on your Water Backup and Sump Overflow endorsement premium if you have a water leak detection system which meets certain eligibility qualifications. These qualifications include water sensors attached to a data network which is monitored and verified on a continuous basis, connected to a call center and we can verify the system is active in your home or farm residence. In order to receive this discount this endorsement must be on your eligible policy.
Auto
- Paperless Discount
- Full Payment Discount
- DriveTrend® Discount
- Driver Education Discount
- Accident Free Discount
- New Business Discount
- Anti-Lock Braking and Passive Restraint Safety Equipment Discounts
- Youthful Driver Discount
- Multi-Car Discount
- Multi-Line Discounts
- Top Scholar Discount
- Mature Driver Rates
- Agribusiness Discount
-
Paperless Discount
Sign up for paperless policy documents online and you will receive a 5% discount on your qualifying auto, home and dwelling insurance policies. -
Full Payment Discount
Receive a 5% discount on eligible auto, home, and farm coverages by paying your premium in full prior to the policy term. If you pay your premium in installments, consider paying all at once to save money on your insurance premium.*
*This discount does not apply to mortgagee billed policies and will not reduce the farm policy premium below the minimum premium.
-
DriveTrend® Discount
Receive up to a 10%* discount on qualifying auto insurance policies by participating in DriveTrend®, the telematics mobile solution from East Street Insurance. The DriveTrend® mobile application provides information and feedback based on your driving habits. Learn more about DriveTrend App and available discounts.
* Limitations and restrictions apply;
-
Driver Education Discount
For eligible vehicle types, we offer a Driver Education Discount for drivers up to age 21 who complete a state-approved driver education course. If a young driver on your policy has completed a state-approved driver education course and provides signed evidence of successful course completion, he or she may be eligible for a 15% discount which applies to most coverage under that policy. -
Accident Free Discount
Depending on the number of years your auto policy has been continuously insured with us, you may be eligible for a discount of up to 30%. This discount also enables you to earn accident forgiveness protection. -
New Business Discount
If your auto has been continuously insured with us less than three years and written in Tier 1, you may be eligible for a discount of 20%. -
Anti-Lock Braking and Passive Restraint Safety Equipment Discounts
Vehicle safety discounts are available for eligible vehicles and automatically apply based on the vehicle's VIN. -
Youthful Driver Discount
Auto policies with young drivers age 16-24 may be eligible for discounts to reward safe driving. The Youthful Driver Discount Enrollment form must be completed and signed to be considered for eligibility.
-
Multi-Car Discount
If you have two cars in your family you can save money by insuring both cars with East Street Insurance. If you have three or more cars, you can save even more. -
Multi-Line Discounts
If East Street Insurance insures both your auto and your home, you can save 18% on your auto and 20% on your home policy premiums. If we insure both your auto and motorcycle, along with your home, you can save 18% on your motorcycle premium. -
Top Scholar Discount
Youthful drivers who attain at least 2.95 cumulative grade point average (GPA) on a 4.0 scale (or its equivalent) in school may also qualify for a valuable discount. -
Mature Driver Rates
If you are 45 years of age or older, lower rates may be available to you. -
Agribusiness Discount
A 10% Agribusiness Discount on auto insurance premiums is available to employees of qualifying companies. See the list of qualifying companies here.
Home
- Paperless Discount
- Full Payment Discount
- Protective System Discount
- Impact Resistant Roof Discount
- Multi-Line Discounts
- Loyalty Discount
- Claims Experience Discount
- The Peril Protection System – Water
- The Peril Protection System – Water Back up and Sump Overflow
-
Paperless Discount
Sign up for paperless policy documents online and you will receive a 5% discount on your qualifying auto, home and dwelling insurance policies. -
Full Payment Discount
Receive a 5% discount on eligible auto, home, and farm coverages by paying your premium in full prior to the policy term. If you pay your premium in installments, consider paying all at once to save money on your insurance premium.*
*This discount does not apply to mortgagee billed policies and will not reduce the farm policy premium below the minimum premium.
-
Protective System Discount
Protect your home with the following and save: smoke alarm, burglar & fire alarms, dead-bolt locks and fire extinguishers. -
Impact Resistant Roof Discount
Use of certain impact resistant roofing products may qualify you for policy premium discounts. Properties with roof surfaces meeting Underwriters' Laboratories (UL) Class 3 or Class 4 testing Standard 2218, Impact Standard for Impact Resistance of prepared roof covering materials, are eligible for a policy premium discount. Contact your agent if you are installing an impact resistant roof for more information on how you can certify your eligibility for this new discount. -
Multi-Line Discounts
If East Street Insurance insures both your auto and your home, you can save 18% on your auto and 20% on your home policy premiums. If we insure both your auto and motorcycle, along with your home, you can save 18% on your motorcycle premium. -
Loyalty Discount
If you have had an in force Homeowners or Dwelling Policy with us for a minimum of one year, you could qualify to earn a Loyalty Discount. Then, the longer you have your continuously in force policy with us, the more your potential discounts can continue to grow. -
Claims Experience Discount
If you have not had any recent claims, you could earn a Claims Experience Discount. The longer you continuously keep an in force Homeowners or Dwelling Policy with us and the fewer claims you have, the lower your rates could be. -
The Peril Protection System – Water
Receive a 5% discount on your dwellings and personal property premiums if you have a water leak detection system which meets certain eligibility qualifications. These qualifications include water sensors attached to a data network which is monitored and verified on a continuous basis, connected to a call center and we can verify the system is active in your home or farm residence.
-
The Peril Protection System – Water Back up and Sump Overflow
Receive a 20% discount on your Water Backup and Sump Overflow endorsement premium if you have a water leak detection system which meets certain eligibility qualifications. These qualifications include water sensors attached to a data network which is monitored and verified on a continuous basis, connected to a call center and we can verify the system is active in your home or farm residence. In order to receive this discount this endorsement must be on your eligible policy.
Renters
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Paperless Discount
Sign up for paperless policy documents online and you will receive a 5% discount on your qualifying auto, home and dwelling insurance policies.
Contact us
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