Business Insurance
Business Owners Policy
Build a policy that fits your business’ needs.
Our Business Owners Policy (BOP) has it all. It offers protection for business income, commercial property, general liability and more in one policy. From your family’s legacy printing company to your start-up dream bakery, we’re here to help you make crucial decisions to protect your business.
Can’t find the business you’re looking for? Not a problem, these are just a few examples of all the businesses we can cover!
Service
- Barber/Beauty/Nail Salon
- Photographers
- Pet Grooming
- Personal Services
- Printing
- Tailoring/Dressmaking
- Funeral Homes
Contractor
- Carpentry (Interior and/or Exterior)
- Lawn Care/Landscaping Services
- Cleaning Service
- Floor Covering
- Painting
- HVAC
- Plumbing
Office
- Medical
- Real Estates Agents
- Advertising
- Veterinarians
- Interior Decorators
- Accounting Services
- Attorneys/Lawyers
Retail
- Clothing Store
- Cell Phone & Accessories Sales
- Antique Store
- Gift Shop
- Bakeries
- Hobby/Craft/Artist Supply Store
- Florists
Food
- Family Style/Casual Dining/Diners
- Caterer
- Ice Cream/Yogurt Store
- Cafes/Coffee Shops
- Pizza Shops/Fast Food
- Delicatessen/Sandwich Shops
Other
- Building Owner/Landlord
- Apartments/Rental Dwellings
- Condominium Associations
- Feed/Grain or Hay Dealers
- Self-Storage
- Art Galleries
- Warehouses
Included Coverages
Your business deserves quality protection you can rely on. Our Business Owners Policy can provide:
- Property can provide protection for a covered loss of buildings, tools, equipment or inventory if destroyed, damaged or stolen.
- Liability can protect your business if individuals are injured or property is damaged because of your operations.
- Business Income Coverage can provide coverage for lost income if your business were to shut down due to a covered loss.
Other Included Coverages
Your business deserves quality protection you can rely on. Our Business Owners Policy can provide:
- Equipment Breakdown can protect your business from mechanical breakdown or electrical failure of pressure, mechanical or electrical machinery.
- Data Breach can provide reimbursement for notification, forensic investigation or public relations expenses.
- Cyber Extortion can provide reimbursement if your business is hit by a covered ransomware attack or other cyber extortion.
Elective Coverages
Your business deserves quality protection you can rely on. Our Business Owners Policy can provide:
- Stop Gap – Employers Liability can provide coverage if an employer is held liable for an employee's occupational injuries.
- Identity Restoration can provide reimbursement for expenses to reinstate your identity if you are a victim of a covered identity theft.
- Employment Practices Liability can provide protection for claims that arise from allegations of unjust employment acts that include discrimination, harassment or wrongful termination.
More Elective Coverages
Your business deserves quality protection you can rely on. Our Business Owners Policy can provide:
- Professional Liability can provide coverage for claims/lawsuits that can come from the professional services your company provides to clients.
- Hired & Non-owned Auto can provide coverage when you lease, rent or hire an auto, or when an employee drives their own vehicle to complete business errands or activities on your behalf.
- Contractors Errors and Omissions can cover your business against claims for unintentional faulty workmanship or materials that you install.
Contact us
Still have questions?
Start a fast, free insurance quote with ESI. We help you find insurance coverages that are right for you, so you’re not paying for anything you don’t want!
Call us directly at:
(833) 327-8787
or send us a direct message using this form ->